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Attorney Mike Shovan (989)847-6030

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Beware of Loan Modification Scams in Michigan

July 14, 2011 Mike Shovan

All home owners should be cautious in dealing with any organization that attempts to charge a fee for housing counseling or modification of a delinquent

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How Can I Get a Free Copy of my Credit Report?

June 13, 2011 Mike Shovan

You are entitled to a free credit report once a year from each of the three major credit reporting agencies including:  Equifax, Experian and TransUnion. 

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What happens if I get sued by a creditor?

March 28, 2011 Mike Shovan

If you get sued by a creditor, you have to be aware of some basic civil procedure rules. The first thing to do is to

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Can a Debt Collector call your house and talk to your spouse or your children?

March 1, 2011 Mike Shovan

Yes. But – only for the limited purpose of confirming that you live in the house. A debt collector can call your house and confirm

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Are most debt consolidation plans a rip off?

February 13, 2011March 30, 2023 Mike Shovan

Most debt consolidation programs in Michigan are a rip off.

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Happy New Year from Attorney Mike Shovan with the Bankruptcy Doctor

December 31, 2010 Mike Shovan

2010 has been an incredible year of growth for us with the Bankruptcy Doctor at the Bay Area Bankruptcy Clinic. I have been able to

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Can you help me with my bankruptcy in Bay City Michigan?

October 31, 2010December 7, 2010 Mike Shovan

I have helped a lot of families in Bay City Michigan with their bankruptcy matters. I serve families and individuals throughout Mid Michigan including Bay

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