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Attorney Mike Shovan (989)847-6030

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Can the Loan Modification Program be Saved?

January 28, 2012 Mike Shovan

Following the lead of several Bankruptcy Courts across the country, Local Chapter 13 Trustee Thomas W. McDonald Jr. has proposed a Mortgage Modification Mediation program

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The Mortgage Debt Relief Act Prevents You From Getting Taxed on Discharged Mortgage Debt

January 25, 2012 Mike Shovan

The Mortgage Debt Relief Act of 2007  – which was extended through 2012 – allows taxpayers to exclude income from the discharge of debt on

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Scam Alert – Global Client Solutions & The World Law Group rip off Michigan couple!

January 8, 2012March 30, 2023 Mike Shovan

Michigan Bankruptcy SCAM ALERT. I just retained a client who had been scammed by Global Client Solutions based out of Tulsa Oklahoma and The World

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What happens if Consumers is threatening to shut off my power?

October 7, 2011 Mike Shovan

The first thing you do is call the Consumers Energy Shut Off Department. You can call Mia at (248) 433-5923 or Dorothy at (248) 433-5963.

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What is the life of a judgment in Michigan?

August 15, 2011August 22, 2011 Mike Shovan

Under MCL 600.5809(3), a judgment from a Michigan court is good for 10 years.  A judgment can, however, be renewed for an additional 10-year period. 

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Garnishments

July 26, 2011 Mike Shovan

I receive a lot of calls about garnishments.  Many people are concerned that a creditor or a collection agency can garnish their bank account or

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What happens if I get sued by a creditor?

July 21, 2011 Mike Shovan

If you get sued by a creditor you will receive a Complaint either by personal service or by certified mail.  If you are personally served

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