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Attorney Mike Shovan (989)847-6030

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How Do you Master Human Relations?

October 20, 2013 Mike Shovan

Politics is in every breath that you breath. And, politics is in every relationship that you maintain. How do you master human relatsionships? Here is

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Our Client Confidentiality Policy Takes Effect When You Walk in the Door!

May 25, 2012 Mike Shovan

Michigan Rules of Professional Conduct  Rule: 1.6 Confidentiality of Information (a) “Confidence” refers to information protected by the client-lawyer privilege under applicable law, and “secret”

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GO TO MEETING: A great tool for a virtual consultation!

May 14, 2012 Mike Shovan

We have started using GOTOMEETING.COM with great success. It is safe, secure and all you need is a computer, a phone and an internet connection.

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Budget, Budget, Budget

April 14, 2012April 28, 2012 Mike Shovan

Budgeting is the key to success in life. You don’t need to buy a book or go to a Dave Ramsey show. All you need

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Bankruptcy & Student Loan Relief Uncategorized

Am I Too Tough to be Your Bankruptcy Lawyer?

April 14, 2012March 30, 2023 Mike Shovan

Maybe. This past week I sat through a session with a couple who left feeling offended at the truth of their situation. We went through

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What is a “QUALIFIED WRITTEN REQUEST” under the Federal Servicer Act which allow me to get all of the documents relating to my home mortgage loan when I am trying to negotiate a LOAN MODIFICATION IN MICHIGAN?

March 8, 2012April 28, 2012 Mike Shovan

Here is a sample letter. You will find the proper address on the back of your mortgage statement. This letter is written from a lawyer’s

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What happens if you get a Form 1099 A or 1099 C from your mortgage lender?

January 30, 2012January 30, 2012 Mike Shovan

The Mortgage Forgiveness Debt Relief Act of 2007 has been extended through 2012. This Act allows homeowners to exclude income from the discharge of debt

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