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Attorney Mike Shovan (989)847-6030

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Bankruptcy & Student Loan Relief

Is Bankruptcy Confidential? Who will find out about my bankruptcy? I get this question a lot. My answer is that most people in your day to day life won’t know that you filed for bankruptcy unless you tell them. The only people that get notice of your bankruptcy filing are your creditors. If you don’t owe anybody money – they won’t get notice of your filing. And, most creditors are nationally based banks like Citicorp, Bank of America and HSBC. These big companies aren’t going to broadcast your situation – they don’t even send a repre

June 11, 2012March 30, 2023 Mike Shovan

I get this question a lot. My answer is that most people in your day to day life won’t know that you filed for bankruptcy

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Bankruptcy & Student Loan Relief

How You Pick the Right Bankruptcy Lawyer for You?

June 11, 2012March 30, 2023 Mike Shovan

Even as a lawyer, I have had the opportunity to hire lawyers. Some experiences were good – others were horrid. The first thing I check

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Bankruptcy & Student Loan Relief

Shopping interest rates in making a car purchase in a Chapter 13.

June 7, 2012March 30, 2023 Mike Shovan

It pays to work these car dealers over to get a good interest rate. The Chapter 13 Trustee will allow you to buy a new

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Bankruptcy & Student Loan Relief

The key to filing a successful Chapter 13 Bankruptcy Plan: BUDGET!!!

May 21, 2012March 30, 2023 Mike Shovan

I worked on 2 really difficult CHAPTER 13 BANKRUPTCY PLANS this past Saturday. Both client sessions lasted 3 hours each. What sets our office apart

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Bankruptcy & Student Loan Relief

Who were Bankruptcy Court Judges from the Past in the Northern Division of the Eastern District of Michigan?

May 21, 2012March 30, 2023 Mike Shovan

I was working on a CHAPTER 13 BANKRUPTCY matter recently and my client had filed a CHAPTER 7 BANKRUPTCY years ago – back before everything

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Bankruptcy & Student Loan Relief

Did you know that you can buy a “new” car in a CHAPTER 13 BANKRUPTCY?

May 14, 2012March 30, 2023 Mike Shovan

It’s true. You can buy a “new” (new used or sometimes even brand new) during your CHAPTER 13 BANKRUPTCY. Our Trustee, Tom McDonald, put together

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Bankruptcy & Student Loan Relief

What are the DEBT LIMITS for filing a CHAPTER 13 BANKRUPTCY?

May 12, 2012March 30, 2023 Mike Shovan

In order to qualify for a Chapter 13 Bankruptcy you are limited by the amount of your debt obligations by class: secured and unsecured. You

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