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Bankruptcy & Student Loan Relief

Do I have to give up my house and all of my other property and assets if I file for Bankruptcy in Michigan?

December 10, 2009March 30, 2023 Mike Shovan

The short answer is NO! The Bankruptcy law provides that a debtor filing for bankruptcy can keep certain assets for a “fresh start” by exempting

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Bankruptcy & Student Loan Relief

What is a “no asset” Chapter 7 bankruptcy in Michigan?

December 10, 2009March 30, 2023 Mike Shovan

The vast majority of bankruptcy cases are “no asset” cases. In this type of case, you don’t have any property above and beyond that property

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Bankruptcy & Student Loan Relief

What are the bankruptcy exemptions?

December 10, 2009March 30, 2023 Mike Shovan

The bankruptcy law exempts certain property and other assets from your creditors. In other words, you are allowed to keep certain things to provide for

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Bankruptcy & Student Loan Relief

What is the Means Test and how does it affect my decision to file bankruptcy in Michigan?

December 9, 2009March 30, 2023 Mike Shovan

A brief summary of the means test and how the test results determine whether you can file a chapter 7 or a chapter 13 bankruptcy in Michigan.

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