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Attorney Mike Shovan (989)847-6030

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Bankruptcy & Student Loan Relief

Do I have to give up my house and all of my other assets if I file for bankruptcy in Michigan?

December 18, 2009March 30, 2023 Mike Shovan

NO! Under the Bankruptcy law you are entitled to keep certain assets for a “fresh start”. These assets or interests are called exemptions and here

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Bankruptcy & Student Loan Relief

What famous people have filed bankruptcy?

December 18, 2009March 30, 2023 Mike Shovan

Many famous people have filed for bankruptcy relief.

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Bankruptcy & Student Loan Relief

If I am working on a loan modification, will that stop the foreclosure process?

December 15, 2009March 30, 2023 Mike Shovan

The answer is no. Your bank can proceed with a foreclosure even if you are working on a loan modification. You may have to consider

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Bankruptcy & Student Loan Relief

Can I use my credit cards for Christmas presents if I am planning on filing a Bankruptcy in Michigan in the New Year?

December 15, 2009March 30, 2023 Mike Shovan

The answer is no. If you use your credit card(s) to purchase Christmas presents or other holiday gifts you risk not being able to discharge

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Bankruptcy & Student Loan Relief

What happens to my credit rating if I file for bankruptcy in Michigan?

December 14, 2009March 30, 2023 Mike Shovan

If you are thinking about filing for bankruptcy in Michigan, there is a good chance that your credit rating is already bad and getting worse.

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Bankruptcy & Student Loan Relief

Can I exclude a “credit card” from my creditor schedule when I file for bankruptcy in Michigan?

December 13, 2009March 30, 2023 Mike Shovan

Under the bankruptcy law, you are required under penalty of perjury to list all of your debts. If you fail to list all of your

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Bankruptcy & Student Loan Relief

If I file for bankruptcy in Michigan, do I have to appear in Court?

December 11, 2009March 30, 2023 Mike Shovan

If you file for bankruptcy in Michigan, you probably will never enter a court room. The overwhelming majority of bankruptcy filers never enter the court

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