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Attorney Mike Shovan (989)847-6030

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Bankruptcy & Student Loan Relief

Bankruptcies are on the rise in February of 2010

March 3, 2010March 30, 2023 Mike Shovan

The new law Congress passed to slow down bankruptcy filings is not working. All the new law does is impose unnecessary cost burdens on you.

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Do you offer free initial consultations?

February 14, 2010March 30, 2023 Mike Shovan

Free Michigan Bankruptcy Consultation Do we Offer a Free Consultaion? Yes.  Go over right now, fill out the contact form and we can get your

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Bankruptcy & Student Loan Relief

What is meant by the phrase “fresh start?”

February 14, 2010March 30, 2023 Mike Shovan

The “fresh start” concept allows you to free yourself from debt and engage in a newly productive life which is unimpaired by your past financial

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Bankruptcy & Student Loan Relief

What is the filing fee for filing a Chapter 7 bankruptcy?

February 14, 2010March 30, 2023 Mike Shovan

The fee for filing a petition is $299 and it is the same whether you file as a husband and wife or separately.

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Bankruptcy & Student Loan Relief

Can I convert my Chapter 13 into a Chapter 7 bankruptcy?

February 14, 2010March 30, 2023 Mike Shovan

Yes. You have an absolute right to convert your Chapter 13 to a Chapter 7. You can get more details and all your Michigan bankruptcy

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Bankruptcy & Student Loan Relief

Who is the bankruptcy trustee and what do they do?

February 14, 2010March 30, 2023 Mike Shovan

In every case under Chapter 7 or Chapter 13, a trustee is appointed to supervise your case. Typically most Chapter 7 cases do not contain

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Bankruptcy & Student Loan Relief

Do I get to keep my income tax refund?

February 14, 2010March 30, 2023 Mike Shovan

The right to receive an income tax refund is property of your bankruptcy estate. Income tax refunds are typically exempted from the reach of your

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