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Bankruptcy & Student Loan Relief

6th Circuit forces entireties property sale to satisfy tax debt of singular spouse

December 3, 2011March 30, 2023 Mike Shovan

On an Appeal made by Defendant Deborah Barczyk, the 6th Circuit Opinion is that the District Court for the Eastern District (MI) has authority, to

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Bankruptcy & Student Loan Relief

Appeals Court says SSI isn’t disposable income in Chapter 13.

December 1, 2011March 30, 2023 Mike Shovan

Baud is an opinion from the 6th Circuit Court of Appeals.  DMI is a projected figure, and in this case, when debtors were above median

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Bankruptcy & Student Loan Relief

Court cites Baud as a precedent in Tobias decision. Agrees SSI is not disposable income.

December 1, 2011March 30, 2023 Mike Shovan

Tobias was a Court decision made in the Eastern District of MI, Southern Division.  In making the Tobias opinion, the Court specifically requested briefs from

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Bankruptcy & Student Loan Relief

MEDIAN INCOME IN MICHIGAN – Effective November 1, 2011

November 8, 2011March 30, 2023 Mike Shovan

Here are the new median income numbers applicable to Chapter 7 and Chapter 13 bankruptcy in Michigan: 1 person:           $43,677 up from $42,562 2 persons:

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Bankruptcy & Student Loan Relief

The Bankruptcy “Cram Down” – One Cure for the “Foreclosure Crisis”

October 28, 2011March 30, 2023 Mike Shovan

Introduction The “Occupy Wall Street” movement represents a sizeable sentiment of angry Americans who wonder why the Government bailed out Wall Street while allowing the

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Bankruptcy & Student Loan Relief

What are the Limitations on Debt Amounts in a Chapter 13 Bankruptcy?

October 19, 2011March 30, 2023 Mike Shovan

The Bankruptcy Code imposes certain limitations on the Chapter 13 Plans.  Those limitations relate to the amount of debt you can have and still file

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What happens if Consumers is threatening to shut off my power?

October 7, 2011 Mike Shovan

The first thing you do is call the Consumers Energy Shut Off Department. You can call Mia at (248) 433-5923 or Dorothy at (248) 433-5963.

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