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Financial Tips & Information

What Are My Fair Credit Reporting Rights Under Michigan Law?

May 30, 2014April 6, 2023 Mike Shovan

STATE OF MICHIGAN – NOTICE TO CONSUMERS Under the Equifax voluntary security freeze program you may request that a security freeze be placed on your

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Financial Tips & Information

How Does HARP Work and Do I Qualify for HARP in Michigan?

May 26, 2014April 6, 2023 Mike Shovan

HARP is designed to allow responsible homeowners to take advantage of lower mortgage rates and payments, even if you owe as much or more on

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Bankruptcy & Student Loan Relief

Are the filing fees for filing Bankruptcy in Michigan going to increase in June of 2014?

May 23, 2014March 30, 2023 Mike Shovan

Yes. Starting on June 1, 2014, the fees required to file for bankruptcy will increase. Here are the new amounts: Chapter 7 bankruptcy:  $335 (up

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Discharge Student Loans

Can the US Department of Education Clarify its Policy on Student Loan Discharges in Bankruptcies?

May 20, 2014March 30, 2023 Mike Shovan

As reported by Mark Keierleber of Washington DC, 7 Democratic members of Congress are pushing for clarity and lenience in how the Department of Education

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Financial Tips & Information

New Mortgage Servicing Rules Effective January 10, 2014

February 5, 2014April 6, 2023 Mike Shovan

Here is a summary of the New Real Estate Settlement Act and Truth in Lending Act that take effect in 2014: Consumers must be provided

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Discharge Student Loans

The Student Loan Crisis was addressed by President Obama in his State of the Union Address

February 3, 2014March 30, 2023 Mike Shovan

President Obama’s remarks about student loans during his State of the Union address ring true for millions. The President’s succinct message about the massive burden

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Discharge Student Loans

SEN. KRISTEN GILLIBRAND: RENEWING A CALL FOR HER FEDERAL LOAN REFINANCING ACT

January 28, 2014March 30, 2023 Mike Shovan

Sen. Kirsten Gillibrand is renewing a call for legislation that would allow student borrowers to refinance their federal student loans at lower interest rates, urging

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