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Month: August 2014

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Bankruptcy & Student Loan Relief

Do I have to Reopen my Chapter 7 Bankruptcy in Michigan and add a Creditor if I Forget to List that Creditor?

August 29, 2014March 30, 2023 Mike Shovan

No.  The 6th Circuit has established an “omitted creditors rule” in the case In re Madaj, 149 F3d 467 (1998). Here is a summary of

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Uncategorized

What Children Should Know About Credit in Michigan?

August 24, 2014 Mike Shovan

Here is a very insightful post by my good friend and “credit guru” Philip Tirone with www.720CreditScore.com: “Charge it” is a phrase children hear when

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Discharge Student Loans

Student Debt Threatens the Safety Net for Elderly Americans According to Bloomberg

August 12, 2014March 30, 2023 Mike Shovan

As reported by Natalie Kitroeff from Bloomberg Businessweek, student debt is growing faster for seniors than for any other age group, according to the latest

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Uncategorized

Consumer Financial Protection Bureau Issues Warning on Bitcoins

August 12, 2014 Mike Shovan

The New York Times DealBook Blog reported that the Consumer Financial Protection Bureau issued its first consumer advisory on virtual currencies, including Bitcoin, and said

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Bankruptcy & Student Loan Relief

Is a Debtor Judicially Estopped from Prosecuting Undisclosed Prepetition Causes of Action where Debtor’s Bankruptcy Case has been Dismissed?

August 8, 2014March 30, 2023 Mike Shovan

As reported by Robin Miller of CBAR: Although the debtor had failed to schedule her prepetition claims against her mortgage creditors in her prior Chapter

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Bankruptcy & Student Loan Relief

What Is The Difference Between a Bankruptcy Case That is Closed Versus One That is Dismissed?

August 8, 2014March 30, 2023 Mike Shovan

As reported by Robin Miller with CBAR: Distinguishing a bankruptcy case that is closed from one that is dismissed, and reaching a conclusion that is

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Bankruptcy & Student Loan Relief

BEWARE THE AFFECT OF FORM 982 ON THE FOREGIVENESS OF INDEBTEDNESS AND ITS AFFECT ON THE BASIS YOU YOUR HOME

August 4, 2014March 30, 2023 Mike Shovan

If you negotiate the foregiveness of indebtedness from a bank on a home loan or credit card company, you will recieved a 1009C. Many bankruptcy

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