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Year: 2012

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Financial Tips & Information

What are the most common violations of your rights under the Fair Debt Collection Practices Act?

August 21, 2012April 6, 2023 Mike Shovan

The most common violations under the Fair Debt Collection Practices Act include the following: Communications with third parties about your alleged debt; Communicating with you

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Bankruptcy & Student Loan Relief

What are the key US Supreme Court Bankruptcy decisions?

August 17, 2012March 30, 2023 Mike Shovan

Here is a list of the notable Bankruptcy Court decisions from the past 2 years: 1. Rash. In this case, the US Supreme Court determined

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Bankruptcy & Student Loan Relief

One of the HUGE Benefits of Working with a Full Service Bankruptcy Firm: Recovering Garnished Monies

August 14, 2012March 30, 2023 Mike Shovan

How about recovering almost $7,000 in pre-petition garnishments for clients? Through our persistent efforts, we have helped clients recover almost $7,000 in money that was

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Bankruptcy & Student Loan Relief

Local Court Approves Mortgage Modification Provisions for Chapter 13’s

August 14, 2012March 30, 2023 Mike Shovan

In a long awaited decision, Judge Opperman upheld the Mortgage Modification provisions introduced by Chapter 13 Trustee Thomas W. McDonald, Jr. earlier this year. In

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Bankruptcy & Student Loan Relief

Chapter 13 Bankruptcy: The Most Powerful Tool in the Free World!

July 31, 2012March 30, 2023 Mike Shovan

Without doubt, Chapter 13 Bankruptcy is the most powerful tool for reorganizing your finances in the US – the free world. Chapter 13 gives you

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Bankruptcy & Student Loan Relief

If I file for Bankrtuptcy in Michigan, will I ever get credit again?

July 28, 2012March 30, 2023 Mike Shovan

This question comes up all the time. People who have trashed their credit scores worry about getting credit again. Here is how it works? I

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Bankruptcy & Student Loan Relief

The Chapter 13 Guide to Your Chapter 13 Case: A Must Read

July 13, 2012March 30, 2023 Mike Shovan

I am attaching a portion of the Chapter 13 Handbook that you were given at your 341 hearing right after your Chapter 13 case was

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