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Attorney Mike Shovan (989)847-6030

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Month: May 2012

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Our Client Confidentiality Policy Takes Effect When You Walk in the Door!

May 25, 2012 Mike Shovan

Michigan Rules of Professional Conduct  Rule: 1.6 Confidentiality of Information (a) “Confidence” refers to information protected by the client-lawyer privilege under applicable law, and “secret”

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Bankruptcy & Student Loan Relief

The key to filing a successful Chapter 13 Bankruptcy Plan: BUDGET!!!

May 21, 2012March 30, 2023 Mike Shovan

I worked on 2 really difficult CHAPTER 13 BANKRUPTCY PLANS this past Saturday. Both client sessions lasted 3 hours each. What sets our office apart

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Bankruptcy & Student Loan Relief

Who were Bankruptcy Court Judges from the Past in the Northern Division of the Eastern District of Michigan?

May 21, 2012March 30, 2023 Mike Shovan

I was working on a CHAPTER 13 BANKRUPTCY matter recently and my client had filed a CHAPTER 7 BANKRUPTCY years ago – back before everything

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GO TO MEETING: A great tool for a virtual consultation!

May 14, 2012 Mike Shovan

We have started using GOTOMEETING.COM with great success. It is safe, secure and all you need is a computer, a phone and an internet connection.

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Bankruptcy & Student Loan Relief

Did you know that you can buy a “new” car in a CHAPTER 13 BANKRUPTCY?

May 14, 2012March 30, 2023 Mike Shovan

It’s true. You can buy a “new” (new used or sometimes even brand new) during your CHAPTER 13 BANKRUPTCY. Our Trustee, Tom McDonald, put together

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Bankruptcy & Student Loan Relief

What are the DEBT LIMITS for filing a CHAPTER 13 BANKRUPTCY?

May 12, 2012March 30, 2023 Mike Shovan

In order to qualify for a Chapter 13 Bankruptcy you are limited by the amount of your debt obligations by class: secured and unsecured. You

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Bankruptcy & Student Loan Relief

The new MEANS TEST numbers effective May 1, 2012 for filing Bankruptcy in Michigan

May 12, 2012March 30, 2023 Mike Shovan

Effective May 1, 2012, here are the new MEANS TEST numbers for filing BANKRUPTCY IN MICHIGAN: 1 person household      $45,056 2 person household      $51,660 3

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