Skip to content

Bankruptcy, Student Loan Relief & Estate Planning

Attorney Mike Shovan (989)847-6030

  • Home
  • Bankruptcy
  • Student Loan Relief
  • Estate Planning
  • Blog
  • Video Blog
  • Contact

Year: 2011

  • Home
  • 2011
  • Page 7
Uncategorized

Can a Debt Collector call your house and talk to your spouse or your children?

March 1, 2011 Mike Shovan

Yes. But – only for the limited purpose of confirming that you live in the house. A debt collector can call your house and confirm

Read More
Bankruptcy & Student Loan Relief

Can the loan on a mobile home be crammed down in Michigan?

February 21, 2011March 30, 2023 Mike Shovan

Yes it can. A cram down is the process where the principal balance on a loan is reduced to the value of the collateral that

Read More
Bankruptcy & Student Loan Relief

What happens if I file a Chapter 7 bankruptcy in Michigan and I discharge the debt underlying my mortgatge?

February 15, 2011March 30, 2023 Mike Shovan

Just because the debt was written off does not mean they will release the mortgage.  Michigan law (MCLA 600.3175(1)) provides: (1) When a recorded mortgage

Read More
Uncategorized

Are most debt consolidation plans a rip off?

February 13, 2011March 30, 2023 Mike Shovan

Most debt consolidation programs in Michigan are a rip off.

Read More
Bankruptcy & Student Loan Relief

The trend for foreclosures and bankruptcy filings in Saginaw Michigan is not good.

February 6, 2011March 30, 2023 Mike Shovan

The Saginaw News reported today that mortgage foreclosures in Saginaw County rose to 1000 in 2010. Foreclosures for 2009 were 740 and 1130 for 2008.

Read More
Bankruptcy & Student Loan Relief

What happens if you file a Chapter 13 Plan and you need your income tax refund to cover unexpected expenses or repairs?

January 27, 2011March 30, 2023 Mike Shovan

I file several plan mod’s a year to keep tax refunds, and have yet to have a major issue.  In each case I have clear

Read More
Bankruptcy & Student Loan Relief

Bankruptcy: An Overview with FAQ’s

January 23, 2011March 30, 2023 Mike Shovan

What is bankruptcy? Bankruptcy is the most sophisticated financial planning tool available to consumers. It’s not about cheating your creditors–it’s really about being a responsible

Read More

Posts pagination

Previous 1 … 6 7

Categories

  • Bankruptcy & Student Loan Relief
    • Discharge Student Loans
    • Protect Your Assets
  • Estate Planning
    • Probate Estates
  • Financial Tips & Information
  • Uncategorized

Archives

All Rights Reserved. © Attorney Mike Shovan 2023.
Proudly powered by WordPress | Theme: Fairy Dark by Candid Themes.