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Attorney Mike Shovan (989)847-6030

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Year: 2011

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Bankruptcy & Student Loan Relief

Can payroll or unemployment taxes be discharged in a bankruptcy?

July 26, 2011March 30, 2023 Mike Shovan

It depends.  Payroll or employment taxes are comprised of two parts which include the following: 1.  The employer portion; and 2. The employee portion. The

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Garnishments

July 26, 2011 Mike Shovan

I receive a lot of calls about garnishments.  Many people are concerned that a creditor or a collection agency can garnish their bank account or

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What happens if I get sued by a creditor?

July 21, 2011 Mike Shovan

If you get sued by a creditor you will receive a Complaint either by personal service or by certified mail.  If you are personally served

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Bankruptcy & Student Loan Relief Discharge Student Loans

Will a Bankruptcy Effect a Student’s Eligibility for Student Loans?

July 21, 2011March 30, 2023 Mike Shovan

Generally, a bankruptcy should have no impact on eligibility for federal student aid.  However, most bankruptcies will impact the eligibility for a private loan.

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Beware of Loan Modification Scams in Michigan

July 14, 2011 Mike Shovan

All home owners should be cautious in dealing with any organization that attempts to charge a fee for housing counseling or modification of a delinquent

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How Can I Get a Free Copy of my Credit Report?

June 13, 2011 Mike Shovan

You are entitled to a free credit report once a year from each of the three major credit reporting agencies including:  Equifax, Experian and TransUnion. 

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Bankruptcy & Student Loan Relief

Glossary of Bankruptcy Terms to help you understand the process

May 28, 2011March 30, 2023 Mike Shovan

I put together this list of the more common terms that you might run across in your bankruptcy. Don’t hesitate to call me anytime. Don’t

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