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Attorney Mike Shovan (989)847-6030

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Month: February 2010

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Bankruptcy & Student Loan Relief

Will I lose everything if I file for bankruptcy?

February 14, 2010March 30, 2023 Mike Shovan

No. The purpose behind the bankruptcy law is to give you a “fresh start.” The exemption provisions of the law allow you to keep your

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Bankruptcy & Student Loan Relief

Doesn’t the new law prevent me from filing bankruptcy?

February 14, 2010March 30, 2023 Mike Shovan

No. You can still file bankruptcy under the new law. The new law imposes some additional requirements including credit counseling and a financial management course.

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Bankruptcy & Student Loan Relief

What is the difference between a Chapter 7 and a Chapter 13?

February 14, 2010March 30, 2023 Mike Shovan

A Chapter 7 – or straight bankruptcy – is a process where all of unsecured debt (credit cards and medical bills) are discharged. In a

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Serving these communites

February 5, 2010March 30, 2023 Mike Shovan

Saginaw County, Saginaw, Carrollton, Freeland, Hemlock, Bridgeport, Frankenmuth, Buena Vista, Birch Run, Chesaning, St Charles, Shields, Bay City, Pinconning, Auburn, Linwood, Kawkawlin, Essexville, Munger, Quanicassee,

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Bankruptcy & Student Loan Relief

I am behind on everything and I just don’t know what to do – what should I do?

February 1, 2010March 30, 2023 Mike Shovan

If you came in to my office today and said that you were behind on your house payments and that your house was about to

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Bankruptcy & Student Loan Relief

How much does it cost to file for Bankruptcy in Michigan?

February 1, 2010March 30, 2023 Mike Shovan

A common question I hear from clients looking into filing bankruptcy in Michigan is: “How Much Does It Cost to File Bankruptcy”  You can sign up and start

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Bankruptcy & Student Loan Relief

How fast can you start with my bankruptcy in Michigan?

February 1, 2010March 30, 2023 Mike Shovan

Well, that’s easy. Call my 24 hours answering service right now (day or night) at (877) 233-9389 or file out the Contact Information on the

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