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Attorney Mike Shovan (989)847-6030

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Month: February 2010

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Do you offer free initial consultations?

February 14, 2010March 30, 2023 Mike Shovan

Free Michigan Bankruptcy Consultation Do we Offer a Free Consultaion? Yes.  Go over right now, fill out the contact form and we can get your

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Bankruptcy & Student Loan Relief

What is meant by the phrase “fresh start?”

February 14, 2010March 30, 2023 Mike Shovan

The “fresh start” concept allows you to free yourself from debt and engage in a newly productive life which is unimpaired by your past financial

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Bankruptcy & Student Loan Relief

What is the filing fee for filing a Chapter 7 bankruptcy?

February 14, 2010March 30, 2023 Mike Shovan

The fee for filing a petition is $299 and it is the same whether you file as a husband and wife or separately.

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Bankruptcy & Student Loan Relief

Can I convert my Chapter 13 into a Chapter 7 bankruptcy?

February 14, 2010March 30, 2023 Mike Shovan

Yes. You have an absolute right to convert your Chapter 13 to a Chapter 7. You can get more details and all your Michigan bankruptcy

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Bankruptcy & Student Loan Relief

Who is the bankruptcy trustee and what do they do?

February 14, 2010March 30, 2023 Mike Shovan

In every case under Chapter 7 or Chapter 13, a trustee is appointed to supervise your case. Typically most Chapter 7 cases do not contain

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Bankruptcy & Student Loan Relief

Do I get to keep my income tax refund?

February 14, 2010March 30, 2023 Mike Shovan

The right to receive an income tax refund is property of your bankruptcy estate. Income tax refunds are typically exempted from the reach of your

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Bankruptcy & Student Loan Relief

What is a reaffirmation agreement?

February 14, 2010March 30, 2023 Mike Shovan

With a reaffirmation agreement, you agree to pay a debt that you otherwise could have discharged. For example, you have a car loan and you

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