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Attorney Mike Shovan (989)847-6030

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Month: January 2010

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Bankruptcy & Student Loan Relief

Will I ever be able to buy a car again if I file for bankruptcy in Michigan?

January 31, 2010March 30, 2023 Mike Shovan

Some people ask “What about a car? I’m not going to be able to get a car.” Well, that’s not true either. You seen, when

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Bankruptcy & Student Loan Relief

Will I ever be able to by a home again if I file for bankruptcy in Michigan?

January 31, 2010March 30, 2023 Mike Shovan

A lot of people come in to the office and say, “Gee, my mom and dad told me that if I did a straight bankruptcy,

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Bankruptcy & Student Loan Relief

Would you like to stop a wage garnishment, a foreclosure, or protect your checking account from a judgment?

January 31, 2010March 30, 2023 Mike Shovan

Many of the ads that you read talk about getting rid of debt, indicating straight bankruptcy. Let’s talk about the difference between bankruptcies. Chapter 7,

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Bankruptcy & Student Loan Relief

What are some common mistakes to avoid before I file for bankruptcy in Michigan?

January 2, 2010March 30, 2023 Mike Shovan

Here is a list of common bankruptcy mistakes to avoid before you file for bankruptcy in Michigan: 1. Do not attempt to hide information or

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Bankruptcy & Student Loan Relief

Are student loans dischargeable in a Chapter 7 Bankruptcy in Michigan?

January 1, 2010March 30, 2023 Mike Shovan

As a general rule, student loans are not dischargeable. However, they can be discharged if you can show that the repayment of the student loans

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Bankruptcy & Student Loan Relief

What debts are not dischargeable under a Chapter 7 Bankruptcy in Michigan?

January 1, 2010March 30, 2023 Mike Shovan

Tax debts owed to the IRS or the State of Michigan are not dischargeable. Any debts incurred by fraudulent acts are also not dischargeable. Same

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Bankruptcy & Student Loan Relief

What is the difference between a Chapter 7 bankruptcy and a Chapter 13 bankruptcy in Michigan?

January 1, 2010March 30, 2023 Mike Shovan

 If you file a Chapter 7 Bankruptcy, your obligation to pay your creditors is permanently relieved. If you have the income to make payments over

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