Successful people file for BANKRUPTCY because they understand the brilliance of the BANKRUPTCY CODE. Here it is in a nutshell:
1. AUTOMATIC STAY.The minute you file all collections, foreclosures and garnishments stop.
2. EXEMPTIONS. The federal exemption allowances allow you to keep all of your property and your 401k (up to $1,000,000 – yes, that’s a million).
3. LOAN MODIFICATIONS. Chapter 13 allows for certain loan modifications.
4. DISCHARGE. Upon completion of a Chapter 7 or a Chapter 13 Plan – all of your dischargeable debts disappear and you get a “fresh start.”
Ignorance is not bliss. Get educated and become another BANKRUPTCY DOCTOR Success Story.
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