If you came in to my office today and said that you were behind on your house payments and that your house was about to be foreclosed, that you were behind with your auto loans so the repo man was looking for your automobile, and they were thinking about garnishing your wages, and you had $15 or $20,000 in delinquent credit card bills or medical bills, I will say: NO PROBLEM. I CAN HANDLE THAT!
All you need is some source of income: a job, a retirement check, or some money that comes in and takes care of your living expenses – food, utilities, books for the kids at school, and living expenses. Then after you pay your living expenses, you have a little money left over and we can usually squeeze that into your repayment plan. This a formula for repayment under Chapter 13. That is how it works. If you owe back child support or you are having your wages garnished right now, still, no problem. If you are concerned about a judgment or other financial situation, 95% of the time we can help.
Stop getting pushed around by the greedy credit card vultures and bill collectors and take action – TODAY. Your situation is not going to get better with time – just worse. Be in control of your life and force those bill collectors to call somebody else and get protection fast.
I am Attorney Mike Shovan, the Bay Area Bankruptcy Lawyer. For your free consultation appointment, simply call me at (989) 233-9389 or fill out the contract form on my website. I am open Monday through Friday and on Saturdays and Sundays and other evenings by appointment.
I am going to give you more information than you ever thought possible about your options. Many people just sit back and they think they have no option when it comes to the bank or when it comes to a legal document coming in the mail, but the reality is, you have many options. It is just that no one has taken the time to explain them to you. I have people come in, sit down, and get honest about their true financial situation. When they leave, it is like the weight of world is off their shoulders and they understand that there is a solution to their problems. Many are so overwhelmed with joy that they break down and cry and give me a big hug before they leave. Many men grab my hand with both of theirs and say “Thank you – God Bess You.”
The information that you are going to receive is honest. It is the federal law. It is sincere. I devote my entire practice to bankruptcy so that I can provide you with the best service possible.
I can show you how to handle your bills and probably make you feel pretty good about things. You may have many more options than